/* =====================================================
   GerminoPay — Feuille de styles
   ===================================================== */

:root{
  --primary:#8B0000;
  --primary-light:#B71C1C;
  --primary-dark:#5A0000;
  --secondary:#001F54;
  --secondary-light:#123A7A;
  --accent:#FF4B4B;

  --bg:#FAFAFB;
  --surface:#FFFFFF;
  --text:#1A1A1A;
  --muted:#6B7280;
  --border:#EAEAEC;

  --grad-1:linear-gradient(135deg,var(--primary) 0%,var(--secondary) 100%);
  --grad-2:linear-gradient(135deg,var(--secondary) 0%,var(--primary) 100%);
  --grad-3:linear-gradient(90deg,var(--primary-light),var(--accent));

  --radius-sm:10px;
  --radius:18px;
  --radius-lg:26px;
  --shadow-sm:0 4px 14px rgba(0,0,0,.06);
  --shadow:0 10px 30px rgba(0,31,84,.10);
  --shadow-lg:0 24px 60px rgba(139,0,0,.18);

  --font-title:'Poppins',system-ui,sans-serif;
  --font-body:'Inter',system-ui,sans-serif;

  --container:1200px;
  --header-h:76px;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:var(--font-body);
  color:var(--text);
  background:var(--bg);
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none;transition:color .25s}
button{font-family:inherit;cursor:pointer;border:none;background:none}

h1,h2,h3,h4{font-family:var(--font-title);line-height:1.2;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.5vw,3.4rem);font-weight:800}
h2{font-size:clamp(1.6rem,3vw,2.5rem);font-weight:700}
h3{font-size:1.35rem;font-weight:700}

.container{max-width:var(--container);margin:0 auto;padding:0 22px}
main{padding-top:var(--header-h)}

/* ================ HEADER ================ */
.site-header{
  position:fixed;top:0;left:0;right:0;z-index:900;
  height:var(--header-h);
  display:flex;align-items:center;
  background:var(--grad-2);
  box-shadow:0 2px 20px rgba(0,0,0,.12);
  transition:all .35s ease;
}
.site-header.scrolled{
  background:rgba(0,31,84,.96);
  backdrop-filter:blur(10px);
  height:66px;
}
.header-inner{
  width:100%;display:flex;align-items:center;gap:22px;justify-content:space-between;
}

.logo{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-family:var(--font-title);font-size:1.25rem}
.logo-mark{
  width:38px;height:38px;border-radius:11px;
  background:var(--grad-1);
  display:grid;place-items:center;
  font-weight:900;color:#fff;
  box-shadow:0 6px 20px rgba(139,0,0,.4);
  position:relative;overflow:hidden;
}
.logo-mark::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(120deg,transparent 40%,rgba(255,255,255,.35) 50%,transparent 60%);
  transform:translateX(-100%);
  animation:shine 3s infinite;
}
@keyframes shine{0%{transform:translateX(-100%)}50%{transform:translateX(100%)}100%{transform:translateX(100%)}}
.logo-text{letter-spacing:-.5px}

.main-nav ul{list-style:none;display:flex;gap:2px;align-items:center}
.main-nav .nav-link{
  position:relative;
  display:flex;align-items:center;gap:6px;
  padding:10px 14px;
  color:rgba(255,255,255,.85);
  font-weight:600;
  font-size:.93rem;
  border-radius:10px;
  transition:color .25s,background .25s;
  cursor:pointer;
}
.main-nav .nav-link i:first-child{font-size:.85rem}
.main-nav .nav-link::after{
  content:"";
  position:absolute;left:50%;bottom:2px;
  width:0;height:3px;border-radius:3px;
  background:linear-gradient(90deg,#FF8B8B,#FF4B4B);
  transform:translateX(-50%);
  transition:width .35s cubic-bezier(.65,0,.35,1);
}
.main-nav .nav-link:hover{color:#fff;background:rgba(255,255,255,.08)}
.main-nav .nav-link:hover::after{width:60%}
.main-nav .nav-link.active{color:#fff;background:rgba(255,255,255,.10)}
.main-nav .nav-link.active::after{width:75%}
.main-nav .nav-link.active::before{
  content:"";
  position:absolute;inset:auto 12px -2px 12px;height:3px;
  border-radius:3px;
  background:linear-gradient(90deg,transparent,rgba(255,75,75,.6),transparent);
  filter:blur(4px);
}
.main-nav .nav-link .caret{font-size:.65rem;margin-left:2px;transition:transform .25s}
.main-nav li.has-sub:hover .caret{transform:rotate(180deg)}

/* Sous-menus desktop */
.main-nav ul li.has-sub{position:relative}
.submenu{
  position:absolute;top:calc(100% + 10px);left:0;
  min-width:230px;
  background:#fff;border-radius:14px;
  box-shadow:0 20px 50px rgba(0,31,84,.18);
  padding:10px;
  list-style:none;display:flex;flex-direction:column;gap:2px;
  opacity:0;visibility:hidden;transform:translateY(-8px);
  transition:all .25s cubic-bezier(.4,0,.2,1);
  z-index:50;
}
.submenu::before{
  content:"";position:absolute;top:-8px;left:24px;
  width:14px;height:14px;background:#fff;transform:rotate(45deg);
  border-radius:2px;
}
.main-nav li.has-sub:hover .submenu{opacity:1;visibility:visible;transform:translateY(0)}
.submenu a{
  display:flex;align-items:center;gap:10px;
  padding:11px 14px;border-radius:10px;
  font-size:.9rem;font-weight:600;color:var(--secondary);
  transition:all .2s;
}
.submenu a i{width:18px;text-align:center;color:var(--primary);font-size:.9rem}
.submenu a:hover{background:linear-gradient(135deg,rgba(139,0,0,.08),rgba(0,31,84,.08));color:var(--primary)}
.submenu a.active{background:var(--grad-1);color:#fff}
.submenu a.active i{color:#fff}

.header-actions{display:flex;align-items:center;gap:12px}
.lang-switch{color:rgba(255,255,255,.7);font-size:.85rem;font-weight:600;display:flex;gap:6px;align-items:center}
.lang-switch a{color:rgba(255,255,255,.7)}
.lang-switch a.active{color:#fff;text-decoration:underline;text-underline-offset:4px}

.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:11px 20px;border-radius:12px;
  font-weight:700;font-size:.9rem;
  transition:all .3s ease;
  border:1px solid transparent;
  white-space:nowrap;
}
.btn i{font-size:.85rem}
.btn-primary{background:#fff;color:var(--primary);box-shadow:0 6px 20px rgba(255,255,255,.25)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 10px 26px rgba(255,255,255,.35)}
.btn-ghost{background:rgba(255,255,255,.1);color:#fff;border-color:rgba(255,255,255,.25)}
.btn-ghost:hover{background:rgba(255,255,255,.2)}
.btn-solid{
  background:var(--grad-1);color:#fff;
  box-shadow:0 10px 26px rgba(139,0,0,.35);
  position:relative;overflow:hidden;
}
.btn-solid:hover{transform:translateY(-2px);box-shadow:0 14px 34px rgba(139,0,0,.45)}
.btn-solid::after{
  content:"";position:absolute;inset:0;
  background:radial-gradient(circle at var(--x,50%) var(--y,50%),rgba(255,255,255,.4),transparent 40%);
  opacity:0;transition:opacity .4s;
}
.btn-solid:hover::after{opacity:1}
.btn-outline{background:transparent;color:var(--secondary);border:2px solid var(--secondary)}
.btn-outline:hover{background:var(--secondary);color:#fff}
.btn-lg{padding:15px 28px;font-size:1rem;border-radius:14px}

.burger{display:none;width:42px;height:42px;border-radius:10px;background:rgba(255,255,255,.12);flex-direction:column;justify-content:center;align-items:center;gap:5px}
.burger span{width:20px;height:2px;background:#fff;border-radius:2px;transition:all .3s}
.burger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger.open span:nth-child(2){opacity:0}
.burger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* Langue mobile */
.lang-mobile-toggle{display:none;position:relative}
.lang-mobile-toggle button{
  display:flex;align-items:center;gap:6px;
  padding:8px 12px;border-radius:10px;
  background:rgba(255,255,255,.12);color:#fff;
  font-weight:700;font-size:.82rem;
  border:1px solid rgba(255,255,255,.2);
  transition:background .2s;
}
.lang-mobile-toggle button:hover{background:rgba(255,255,255,.22)}
.lang-dropdown{
  position:absolute;top:calc(100% + 8px);right:0;
  background:#fff;border-radius:12px;
  box-shadow:0 20px 50px rgba(0,31,84,.2);
  padding:8px;min-width:180px;
  display:none;flex-direction:column;gap:2px;z-index:80;
}
.lang-dropdown.open{display:flex;animation:dropIn .2s ease}
@keyframes dropIn{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:translateY(0)}}
.lang-dropdown a{
  display:flex;align-items:center;gap:10px;
  padding:10px 14px;border-radius:8px;
  color:var(--secondary);font-weight:600;font-size:.88rem;
  transition:background .2s;
}
.lang-dropdown a i{opacity:0;font-size:.8rem;color:var(--primary)}
.lang-dropdown a.active i{opacity:1}
.lang-dropdown a:hover{background:#F5F6F8}

/* ================ HERO ================ */
.hero{
  position:relative;padding:90px 0 100px;
  background:var(--grad-1);color:#fff;overflow:hidden;
}
.hero::before{
  content:"";position:absolute;inset:0;
  background:
    radial-gradient(circle at 15% 20%,rgba(255,75,75,.35),transparent 45%),
    radial-gradient(circle at 85% 70%,rgba(255,255,255,.15),transparent 50%);
  z-index:0;
}
.hero::after{
  content:"";position:absolute;inset:0;
  background-image:
    linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),
    linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);
  background-size:60px 60px;
  opacity:.4;z-index:0;
}
.hero .container{position:relative;z-index:1}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center}
.hero-badge{
  display:inline-flex;align-items:center;gap:8px;
  padding:7px 16px;border-radius:99px;
  background:rgba(255,255,255,.14);
  border:1px solid rgba(255,255,255,.25);
  font-size:.85rem;font-weight:600;
  backdrop-filter:blur(8px);
  margin-bottom:22px;
}
.hero-badge .dot{
  width:8px;height:8px;border-radius:50%;
  background:#4ADE80;
  box-shadow:0 0 0 4px rgba(74,222,128,.25);
  animation:pulse 2s infinite;
}
@keyframes pulse{50%{box-shadow:0 0 0 8px rgba(74,222,128,.05)}}
.hero h1{margin-bottom:20px}
.hero p.lead{font-size:1.1rem;color:rgba(255,255,255,.85);max-width:560px;margin-bottom:34px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.hero-cta .btn-primary{background:#fff;color:var(--primary)}
.hero-cta .btn-ghost{border-color:rgba(255,255,255,.5)}
.hero-visual{position:relative;height:420px}
.hero-card{
  position:absolute;border-radius:var(--radius-lg);
  background:rgba(255,255,255,.10);
  border:1px solid rgba(255,255,255,.22);
  backdrop-filter:blur(16px);
  box-shadow:0 30px 80px rgba(0,0,0,.3);
  padding:22px;color:#fff;
  animation:float 6s ease-in-out infinite;
}
.hero-card.c1{top:10px;left:0;width:260px}
.hero-card.c2{bottom:20px;right:0;width:280px;animation-delay:1.5s}
.hero-card.c3{top:50%;left:40%;width:200px;transform:translate(-50%,-50%);animation:float3 5s ease-in-out infinite;padding:18px}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-14px)}}
@keyframes float3{0%,100%{transform:translate(-50%,-50%)}50%{transform:translate(-50%,-62%)}}
.hero-card .label{font-size:.75rem;color:rgba(255,255,255,.7);text-transform:uppercase;letter-spacing:.1em;font-weight:600;margin-bottom:6px}
.hero-card .value{font-size:1.5rem;font-weight:800;font-family:var(--font-title)}
.hero-card .row{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.hero-card .row:last-child{border-bottom:none}
.hero-card .mini{font-size:.85rem;color:rgba(255,255,255,.7)}
.hero-card .amount{font-weight:700}

/* ================ SECTIONS ================ */
section{padding:90px 0}
.section-head{text-align:center;max-width:720px;margin:0 auto 60px}
.section-head h2{margin-bottom:14px}
.section-head p{color:var(--muted);font-size:1.05rem}
.badge{
  display:inline-block;padding:6px 14px;border-radius:99px;
  background:rgba(139,0,0,.08);color:var(--primary);
  font-size:.82rem;font-weight:700;
  text-transform:uppercase;letter-spacing:.06em;
  margin-bottom:14px;
}

/* ================ STATS ================ */
.stats{background:linear-gradient(180deg,#fff 0%,#F6F7F9 100%);padding:60px 0;border-bottom:1px solid var(--border)}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.stat{text-align:center;padding:26px 18px;border-radius:var(--radius);background:#fff;box-shadow:var(--shadow-sm);transition:all .3s}
.stat:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.stat .num{
  font-family:var(--font-title);font-size:2.4rem;font-weight:800;
  background:var(--grad-1);
  -webkit-background-clip:text;background-clip:text;
  -webkit-text-fill-color:transparent;
  line-height:1;margin-bottom:6px;
}
.stat .lbl{color:var(--muted);font-weight:600;font-size:.92rem}

/* ================ FEATURES ================ */
.features-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.feature{
  position:relative;padding:32px 26px;
  background:var(--surface);border-radius:var(--radius);
  border:1px solid var(--border);box-shadow:var(--shadow-sm);
  transition:all .35s cubic-bezier(.4,0,.2,1);overflow:hidden;
}
.feature::before{
  content:"";position:absolute;top:0;left:0;right:0;height:4px;
  background:var(--grad-1);
  transform:scaleX(0);transform-origin:left;
  transition:transform .4s ease;
}
.feature:hover{transform:translateY(-8px);box-shadow:var(--shadow-lg);border-color:transparent}
.feature:hover::before{transform:scaleX(1)}
.feature-icon{
  width:54px;height:54px;border-radius:14px;
  background:linear-gradient(135deg,rgba(139,0,0,.1),rgba(0,31,84,.1));
  color:var(--primary);display:grid;place-items:center;
  font-size:1.4rem;margin-bottom:18px;transition:all .3s;
}
.feature:hover .feature-icon{background:var(--grad-1);color:#fff;transform:rotate(-6deg) scale(1.06)}
.feature h3{margin-bottom:10px}
.feature p{color:var(--muted);font-size:.95rem}

/* ================ HOW ================ */
.how{background:linear-gradient(180deg,#fff,#F6F7F9)}
.how-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative}
.how-grid::before{
  content:"";position:absolute;top:36px;left:10%;right:10%;height:2px;
  background:repeating-linear-gradient(90deg,var(--primary) 0 12px,transparent 12px 24px);
  opacity:.3;z-index:0;
}
.step{position:relative;z-index:1;text-align:center;padding:12px}
.step-num{
  width:72px;height:72px;border-radius:50%;
  background:#fff;border:3px solid var(--primary);
  color:var(--primary);display:grid;place-items:center;
  font-family:var(--font-title);font-weight:800;font-size:1.5rem;
  margin:0 auto 20px;box-shadow:0 8px 24px rgba(139,0,0,.18);
  transition:all .35s;
}
.step:hover .step-num{background:var(--grad-1);color:#fff;border-color:transparent;transform:scale(1.08)}
.step h3{font-size:1.1rem;margin-bottom:8px}
.step p{color:var(--muted);font-size:.92rem}

/* ================ PROVIDERS ================ */
.providers-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:30px}
.provider{
  padding:30px 20px;background:#fff;border-radius:var(--radius);
  text-align:center;border:1px solid var(--border);box-shadow:var(--shadow-sm);
  transition:all .35s;font-family:var(--font-title);font-weight:700;
  font-size:1.15rem;color:var(--secondary);
}
.provider:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:var(--primary);color:var(--primary)}

/* ================ CTA ================ */
.cta-section{position:relative;margin:60px 0 90px}
.cta-box{
  position:relative;padding:70px 50px;
  border-radius:var(--radius-lg);
  background:var(--grad-1);color:#fff;text-align:center;
  overflow:hidden;box-shadow:var(--shadow-lg);
}
.cta-box::before{
  content:"";position:absolute;inset:0;
  background:
    radial-gradient(circle at 10% 20%,rgba(255,75,75,.4),transparent 45%),
    radial-gradient(circle at 90% 80%,rgba(255,255,255,.2),transparent 50%);
}
.cta-box h2{position:relative;margin-bottom:14px}
.cta-box p{position:relative;color:rgba(255,255,255,.85);max-width:600px;margin:0 auto 30px;font-size:1.05rem}
.cta-box .btn{position:relative}

/* ================ PAGE HERO ================ */
.page-hero{
  background:var(--grad-2);color:#fff;padding:60px 0;
  text-align:center;position:relative;overflow:hidden;
}
.page-hero::before{
  content:"";position:absolute;inset:0;
  background:radial-gradient(circle at 20% 40%,rgba(255,75,75,.3),transparent 40%);
}
.page-hero .container{position:relative}
.page-hero h1{margin-bottom:10px}
.page-hero p{color:rgba(255,255,255,.85);max-width:640px;margin:0 auto}
.breadcrumb{margin-top:14px;font-size:.9rem;color:rgba(255,255,255,.7)}
.breadcrumb a:hover{color:#fff}

/* ================ CARDS / GRID ================ */
.cards-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:26px}
.card{
  background:var(--surface);border-radius:var(--radius);
  border:1px solid var(--border);overflow:hidden;
  box-shadow:var(--shadow-sm);transition:all .35s cubic-bezier(.4,0,.2,1);
  display:flex;flex-direction:column;
}
.card:hover{transform:translateY(-8px);box-shadow:var(--shadow-lg)}
.card-img{
  height:190px;
  background:var(--grad-1);
  position:relative;overflow:hidden;
  display:grid;place-items:center;
  color:rgba(255,255,255,.75);
  font-family:var(--font-title);font-weight:800;font-size:3rem;
}
.card-img i{font-size:2.6rem}
.card-img.img-temoignage{background:var(--grad-2)}
.card-img.img-partenaire{background:linear-gradient(135deg,var(--secondary),var(--primary-light))}
.card-img.img-devise{background:linear-gradient(135deg,#001F54,#8B0000)}
.card-body{padding:24px;flex:1;display:flex;flex-direction:column}
.card-meta{font-size:.78rem;color:var(--primary);font-weight:700;text-transform:uppercase;letter-spacing:.06em;margin-bottom:8px}
.card h3{margin-bottom:10px;font-size:1.15rem}
.card p{color:var(--muted);font-size:.94rem;flex:1}
.card-foot{margin-top:16px}
.card-foot a{
  color:var(--primary);font-weight:700;font-size:.9rem;
  display:inline-flex;align-items:center;gap:6px;transition:gap .3s;
}
.card-foot a:hover{gap:12px}

/* ================ ARTICLE ================ */
.article-wrap{max-width:820px;margin:0 auto}
.article-header{text-align:center;margin-bottom:40px}
.article-header .meta{color:var(--muted);font-size:.9rem;margin-bottom:14px}
.article-hero{
  height:340px;border-radius:var(--radius);
  background:var(--grad-1);margin-bottom:34px;
  display:grid;place-items:center;color:rgba(255,255,255,.75);
  font-family:var(--font-title);font-size:4rem;font-weight:800;
}
.article-hero i{font-size:4rem}
.article-body{font-size:1.05rem;color:#2A2A2A}
.article-body p{margin-bottom:18px}
.article-body h3{margin:30px 0 14px;color:var(--secondary)}
.article-body code{background:#F3F4F6;padding:2px 8px;border-radius:6px;font-family:Menlo,monospace;font-size:.9em}
.article-body pre{
  background:#0F172A;color:#E2E8F0;padding:18px;
  border-radius:12px;overflow:auto;margin:18px 0;
  font-family:Menlo,monospace;font-size:.9rem;
}

/* ================ FORMULAIRES ================ */
.form-wrap{
  max-width:520px;margin:0 auto;
  background:#fff;padding:40px;
  border-radius:var(--radius-lg);
  box-shadow:var(--shadow);border:1px solid var(--border);
}
.form-wrap.wide{max-width:760px}
.form-group{margin-bottom:20px}
.form-group label{display:block;font-weight:600;font-size:.9rem;margin-bottom:8px;color:var(--text)}
.form-control{
  width:100%;padding:13px 16px;
  border:1.5px solid var(--border);border-radius:12px;
  font-family:inherit;font-size:.95rem;
  background:#FBFBFC;transition:all .25s;
}
.form-control:focus{
  outline:none;border-color:var(--primary);background:#fff;
  box-shadow:0 0 0 4px rgba(139,0,0,.08);
}
textarea.form-control{resize:vertical;min-height:130px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}

.alert{padding:14px 18px;border-radius:12px;margin-bottom:20px;font-size:.92rem;font-weight:500}
.alert-success{background:#ECFDF5;color:#065F46;border:1px solid #A7F3D0}
.alert-error{background:#FEF2F2;color:#991B1B;border:1px solid #FECACA}
.alert-info{background:#EFF6FF;color:#1E40AF;border:1px solid #BFDBFE}

/* ================ INFO / CONTACT ================ */
.contact-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:start}
.info-card{
  padding:26px;border-radius:var(--radius);
  background:#fff;border:1px solid var(--border);
  box-shadow:var(--shadow-sm);margin-bottom:18px;
}
.info-card .ic{
  width:44px;height:44px;border-radius:12px;
  background:linear-gradient(135deg,rgba(139,0,0,.1),rgba(0,31,84,.1));
  display:grid;place-items:center;font-size:1.2rem;color:var(--primary);
  margin-bottom:12px;
}
.info-card h4{margin-bottom:6px;font-size:1rem}
.info-card p,.info-card a{color:var(--muted);font-size:.92rem}
.info-card a:hover{color:var(--primary)}

/* ================ FOOTER ================ */
.site-footer{
  background:linear-gradient(180deg,#001233 0%,#001F54 100%);
  color:rgba(255,255,255,.75);padding-top:70px;margin-top:80px;
  position:relative;
}
.site-footer::before{
  content:"";position:absolute;top:0;left:0;right:0;height:4px;
  background:var(--grad-1);
}
.footer-top{
  display:grid;grid-template-columns:1.4fr 1fr 1fr 1.4fr 1.4fr;
  gap:34px;padding-bottom:50px;
}
.footer-col h4{color:#fff;font-size:1rem;margin-bottom:18px;font-family:var(--font-title)}
.footer-col ul{list-style:none}
.footer-col ul li{margin-bottom:10px;font-size:.92rem}
.footer-col ul a{
  display:inline-flex;align-items:center;gap:8px;
  transition:color .2s,gap .2s;
}
.footer-col ul a i{font-size:.72rem;opacity:.6;transition:opacity .2s}
.footer-col ul a:hover{color:#fff}
.footer-col ul a:hover i{opacity:1}
.footer-desc{font-size:.92rem;margin:16px 0;max-width:280px}
.logo-footer .logo-mark{width:34px;height:34px;font-size:.95rem}

.social{display:flex;gap:10px;margin-top:16px}
.social a{
  width:36px;height:36px;border-radius:10px;
  background:rgba(255,255,255,.08);
  display:grid;place-items:center;color:#fff;
  font-size:.9rem;transition:all .3s;
}
.social a:hover{background:var(--primary);transform:translateY(-3px)}

.contact-list li{display:flex;gap:8px;align-items:flex-start;font-size:.9rem}
.contact-list li i{color:var(--primary-light);width:18px;text-align:center;margin-top:4px}
.contact-list a:hover{color:#fff}

.newsletter{display:flex;gap:8px;margin-top:14px}
.newsletter input{
  flex:1;padding:11px 14px;border-radius:10px;
  border:1px solid rgba(255,255,255,.15);
  background:rgba(255,255,255,.06);
  color:#fff;font-family:inherit;font-size:.9rem;
}
.newsletter input::placeholder{color:rgba(255,255,255,.4)}
.newsletter input:focus{outline:none;border-color:var(--primary-light);background:rgba(255,255,255,.1)}
.newsletter button{
  padding:11px 18px;border-radius:10px;
  background:var(--grad-1);color:#fff;font-weight:700;font-size:.85rem;
  transition:transform .25s;
}
.newsletter button:hover{transform:translateY(-2px)}

.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding:22px 0}
.footer-bottom-inner{text-align:center;font-size:.85rem;color:rgba(255,255,255,.5)}

/* ================ CHATBOT ================ */
.chat-launcher{
  position:fixed;bottom:24px;right:24px;z-index:1000;
  width:60px;height:60px;border-radius:50%;
  background:var(--grad-1);color:#fff;
  box-shadow:0 12px 32px rgba(139,0,0,.4);
  display:grid;place-items:center;
  transition:transform .3s;font-size:1.4rem;
  animation:bounceIn .6s ease;
}
.chat-launcher:hover{transform:scale(1.1) rotate(6deg)}
.chat-dot{
  position:absolute;top:6px;right:6px;
  width:12px;height:12px;border-radius:50%;
  background:#4ADE80;border:2px solid #fff;
}
@keyframes bounceIn{0%{transform:scale(0)}60%{transform:scale(1.15)}100%{transform:scale(1)}}

.chat-panel{
  position:fixed;bottom:96px;right:24px;z-index:1000;
  width:380px;max-width:calc(100vw - 32px);
  height:560px;max-height:calc(100vh - 140px);
  background:#fff;border-radius:22px;
  box-shadow:0 30px 80px rgba(0,31,84,.28);
  display:flex;flex-direction:column;overflow:hidden;
  transform:translateY(20px) scale(.95);opacity:0;
  pointer-events:none;
  transition:all .3s cubic-bezier(.4,0,.2,1);
}
.chat-panel.open{transform:translateY(0) scale(1);opacity:1;pointer-events:auto}
.chat-header{
  display:flex;align-items:center;gap:12px;
  padding:16px 18px;background:var(--grad-1);color:#fff;
}
.chat-avatar{
  width:42px;height:42px;border-radius:12px;
  background:rgba(255,255,255,.2);
  display:grid;place-items:center;font-size:1.1rem;
}
.chat-header strong{display:block;font-size:.95rem}
.chat-header small{color:rgba(255,255,255,.75);font-size:.78rem}
.chat-close{
  margin-left:auto;width:32px;height:32px;border-radius:10px;
  background:rgba(255,255,255,.15);color:#fff;
  font-size:.95rem;display:grid;place-items:center;
  transition:background .25s;
}
.chat-close:hover{background:rgba(255,255,255,.3)}

.chat-body{
  flex:1;overflow-y:auto;padding:18px;
  background:#F8F9FB;display:flex;flex-direction:column;gap:10px;
}
.chat-msg{max-width:80%;padding:11px 15px;border-radius:14px;font-size:.9rem;line-height:1.5;animation:msgIn .3s ease}
.chat-msg.bot{
  align-self:flex-start;background:#fff;color:var(--text);
  border:1px solid var(--border);border-bottom-left-radius:4px;
  box-shadow:0 3px 10px rgba(0,0,0,.04);
}
.chat-msg.user{
  align-self:flex-end;background:var(--grad-1);color:#fff;
  border-bottom-right-radius:4px;
}
.chat-msg.typing span{
  display:inline-block;width:6px;height:6px;margin:0 2px;
  background:var(--muted);border-radius:50%;
  animation:blink 1.4s infinite;
}
.chat-msg.typing span:nth-child(2){animation-delay:.2s}
.chat-msg.typing span:nth-child(3){animation-delay:.4s}
@keyframes blink{0%,60%,100%{opacity:.25;transform:translateY(0)}30%{opacity:1;transform:translateY(-3px)}}
@keyframes msgIn{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}

.chat-suggestions{
  padding:8px 14px 4px;display:flex;gap:8px;flex-wrap:wrap;
  background:#F8F9FB;
}
.chat-suggestions button{
  padding:7px 13px;border-radius:99px;
  background:#fff;border:1px solid var(--border);
  font-size:.78rem;color:var(--secondary);font-weight:600;
  transition:all .25s;
}
.chat-suggestions button:hover{background:var(--primary);color:#fff;border-color:var(--primary)}

.chat-input{display:flex;gap:8px;padding:12px;background:#fff;border-top:1px solid var(--border)}
.chat-input input{
  flex:1;padding:11px 15px;border-radius:99px;
  border:1.5px solid var(--border);background:#FBFBFC;
  font-family:inherit;font-size:.9rem;
}
.chat-input input:focus{outline:none;border-color:var(--primary);background:#fff}
.chat-input button{
  width:44px;height:44px;border-radius:50%;
  background:var(--grad-1);color:#fff;
  display:grid;place-items:center;transition:transform .25s;
}
.chat-input button:hover{transform:scale(1.08)}

/* ================ ANIMATIONS ================ */
.reveal{opacity:0;transform:translateY(30px);transition:all .8s cubic-bezier(.4,0,.2,1)}
.reveal.in{opacity:1;transform:translateY(0)}
.reveal.d1{transition-delay:.1s}
.reveal.d2{transition-delay:.2s}
.reveal.d3{transition-delay:.3s}
.reveal.d4{transition-delay:.4s}

/* ================ POPUP ================ */
.popup-overlay{
  position:fixed;inset:0;z-index:1100;
  background:rgba(0,20,50,.55);backdrop-filter:blur(4px);
  display:none;place-items:center;padding:20px;
}
.popup-overlay.show{display:grid;animation:fade .3s ease}
@keyframes fade{from{opacity:0}to{opacity:1}}
.popup{
  background:#fff;border-radius:24px;
  padding:36px 30px;max-width:440px;width:100%;
  text-align:center;box-shadow:0 30px 80px rgba(0,0,0,.35);
  animation:pop .45s cubic-bezier(.34,1.56,.64,1);
}
@keyframes pop{from{transform:scale(.85);opacity:0}to{transform:scale(1);opacity:1}}
.popup-icon{
  width:64px;height:64px;border-radius:20px;
  background:var(--grad-1);color:#fff;
  display:grid;place-items:center;font-size:1.6rem;
  margin:0 auto 18px;
}
.popup h3{margin-bottom:10px}
.popup p{color:var(--muted);margin-bottom:22px;font-size:.95rem}
.popup .btn-solid{width:100%;padding:13px}

/* ================ TABLES ================ */
.data-table{
  width:100%;border-collapse:collapse;min-width:600px;
}
.data-table th{text-align:left;padding:12px 10px;border-bottom:2px solid var(--border);font-weight:700;font-size:.9rem}
.data-table td{padding:12px 10px;border-bottom:1px solid var(--border);font-size:.92rem}

/* ================ RESPONSIVE ================ */
@media (max-width: 1100px){
  .footer-top{grid-template-columns:1fr 1fr 1fr;gap:30px}
  .features-grid{grid-template-columns:repeat(2,1fr)}
  .how-grid{grid-template-columns:repeat(2,1fr)}
  .how-grid::before{display:none}
  .providers-grid{grid-template-columns:repeat(2,1fr)}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
}

@media (max-width: 900px){
  .desktop-only{display:none !important}
  .lang-mobile-toggle{display:block}
  .mobile-only{display:block;list-style:none}

  .main-nav{
    position:fixed;top:var(--header-h);left:0;right:0;
    background:rgba(0,31,84,.99);
    backdrop-filter:blur(14px);
    padding:16px 20px 24px;
    max-height:calc(100vh - var(--header-h));
    overflow-y:auto;
    transform:translateY(-130%);
    transition:transform .35s ease;
    box-shadow:0 20px 40px rgba(0,0,0,.3);
  }
  .main-nav.open{transform:translateY(0)}
  .main-nav ul{flex-direction:column;gap:4px}
  .main-nav .nav-link{
    justify-content:space-between;
    padding:14px 16px;border-radius:12px;font-size:.95rem;
  }
  .main-nav .nav-link::after{display:none}
  .main-nav .nav-link.active{background:var(--grad-1)}

  .submenu{
    position:static;opacity:1;visibility:visible;transform:none;
    background:rgba(255,255,255,.05);box-shadow:none;
    padding:0 0 0 14px;max-height:0;overflow:hidden;
    transition:max-height .35s ease,padding .35s;
    border-radius:12px;margin-top:4px;
  }
  .submenu::before{display:none}
  .main-nav li.has-sub.open .submenu{max-height:400px;padding:8px 8px 8px 14px}
  .submenu a{color:rgba(255,255,255,.85)}
  .submenu a i{color:rgba(255,255,255,.55)}
  .submenu a:hover{background:rgba(255,255,255,.1);color:#fff}
  .submenu a:hover i{color:#fff}
  .submenu a.active{background:var(--grad-1);color:#fff}
  .submenu a.active i{color:#fff}
  .main-nav li.has-sub.open .caret{transform:rotate(180deg)}

  .mobile-lang{
    display:flex;align-items:center;justify-content:space-between;
    padding:14px 16px;border-radius:12px;
    background:rgba(255,255,255,.06);
    color:#fff;font-weight:600;margin-top:8px;
  }
  .mobile-lang i{margin-right:8px}
  .mobile-lang-actions{display:flex;gap:6px}
  .mobile-lang-actions a{
    padding:6px 12px;border-radius:8px;
    background:rgba(255,255,255,.1);
    color:#fff;font-weight:700;font-size:.8rem;
  }
  .mobile-lang-actions a.active{background:var(--grad-1)}

  .mobile-btn{display:flex;width:100%;margin-top:8px;justify-content:center}

  .burger{display:flex}
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .hero-visual{height:340px}
  .contact-grid{grid-template-columns:1fr}
  .footer-top{grid-template-columns:1fr 1fr}
}

@media (min-width: 901px){
  .lang-mobile-toggle{display:none}
  .mobile-only{display:none}
}

@media (max-width: 640px){
  section{padding:60px 0}
  .hero{padding:60px 0 70px}
  .features-grid,.how-grid,.providers-grid,.stats-grid,.cards-grid{grid-template-columns:1fr}
  .form-wrap{padding:26px 20px}
  .form-row{grid-template-columns:1fr}
  .footer-top{grid-template-columns:1fr;gap:26px}
  .hero-visual{height:300px}
  .hero-card.c1{width:210px}
  .hero-card.c2{width:230px}
  .hero-card.c3{display:none}
  .cta-box{padding:44px 24px}
  .chat-panel{right:12px;bottom:88px;width:calc(100vw - 24px)}
  .lang-switch{display:none}
}